PLEASE READ ALL OF THE FOLLOWING TERMS AND CONDITIONS (“TERMS”) FOR THIS WEB SITE (“SITE“) CAREFULLY. BY ACCESSING, LINKING TO OR USING THIS SITE, YOU AGREE TO BE BOUND BY THE TERMS BELOW. IF YOU DO NOT AGREE TO THE TERMS BELOW, DO NOT ACCESS, LINK TO OR USE THIS SITE.

Wilshire West I Inc along with its subsidiaries and affiliates (collectively, “Wilshire West”)reserves the right to amend, remove, or add to the Terms at any time, and such modifications shall be effective immediately.  Accordingly, whenever accessing, linking to or using this Site, please continue to review the Terms for any modifications.  Your continued access, link to or use of this Site after any modifications have been posted to the Terms constitutes your acceptance of the modified Terms.  If, at any time, you do not wish to accept the Terms, you are prohibited from accessing, linking to or using this Site.  Any terms and conditions proposed by you which are additional to or which conflict with the Terms are expressly rejected by Wilshire West and shall be of no force or effect.

  1. USER CONSENT TO THE TERMS. You represent and warrant that you have read, understand and agree to be bound by the Terms, which constitute a legal agreement between you and Wilshire West.  You represent and warrant that you have full authority to accept the Terms.  If you are accepting on behalf of someone else, you represent and warrant that you have full legal authority to bind that person or entity to these Terms.  If you do not have full legal authority to bind your entity to the Terms, please ensure that an authorized person from your entity consents to and accepts the Terms, otherwise you are prohibited from accessing, linking to or using this Site.
  2. LAWS AND REGULATIONS. Access to, linking to and use of this Site are subject to all applicable international, federal, state and local laws and regulations.  You agree not to access, link to or use this Site in any way that violates such laws or regulations.
  3. INTELLECTUAL PROPERTY. You acknowledge that this Site, including, without limitation, any and all content available on or through this Site (collectively, the “Site Content”), is the property of Wilshire West, or its licensors, and is protected by copyrights, trademarks, service marks, international treaties and/or other proprietary or intellectual property rights and laws of the U.S. and other countries.  You agree to abide by all applicable copyright and other laws, and you may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works or otherwise use any Site Content for commercial or public purposes.  The trademarks, trade names, logos, designs and service marks displayed on this Site (“Marks“) are the registered and unregistered trademarks of Wilshire West and its licensors.  You may not use the Marks for any purpose including, without limitation, for advertising or promotion, in any public medium, to imply any endorsement by or relationship with, Wilshire West or its licensors or use as “hot links” or meta tags in other pages or sites on the World Wide Web, without the prior written approval of Wilshire West or such licensor that may own the Mark.  All future rights in and to patents, copyrights, trademarks, service marks, trade secrets, know-how and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to this Site (collectively, the “Intellectual Property Rights“) shall, as between you and Wilshire West, at all times be and remain the sole and exclusive property of Wilshire West.
  4. RESTRICTIONS. You agree not to use, transfer or distribute any Site Content in any manner that could compete with the business of Wilshire West or any of its licensors.  You agree not to modify, move, add to, delete or otherwise tamper with the Site Content in any way and to retain all copyright and other proprietary notices displayed on the Site Content.  You also agree not to copy, disclose, post, distribute, reproduce, publish, display, transmit, perform, create derivative works of, decompile, reverse engineer, disassemble, link to or unlawfully use or reproduce any of the Site Content without Wilshire West’s prior written consent.  You agree to use this Site and the Site Content solely for your own noncommercial use and benefit.  Moreover, you agree not to use this Site for any illegal purpose or in any manner inconsistent with the Terms.
  5. THIRD PARTY INFORMATION. Some of the information on this Site is supplied by independent third parties.  Wilshire West makes no warranty as to the accuracy of any such information and hereby disclaims all liability for any third-party-supplied information.
  6. LINKS TO THIRD PARTY SITES.  This Site may contain links to web sites controlled or offered by third parties (non-affiliates of Wilshire West).  The links are only provided as a convenience and Wilshire West does not endorse or recommend any products or services offered by or information contained in any of these third-party sites.  Wilshire West hereby disclaims all liability for all information, materials, products or services posted, offered or that may be accessed at any of the third-party sites linked to this Site.  Wilshire West makes no representation regarding the quality of any product or service contained at any such third-party site.  Furthermore, Wilshire West hereby disclaims all liability for any failure of products or services offered or advertised at those third-party sites.
  7. LINKING POLICY.  If you would like to link to this Site, or any other Wilshire West Web site, you must comply with the following guidelines:

    a.    Do not incorporate any Site Content, or content from any other Wilshire West site, into your web site (e.g., by in-lining, framing or creating other browser or border environments around Wilshire West content).  You may only link to this Site, or any other Wilshire West site, by providing an underlined, textual link from your Web site to the home page of that Wilshire West site (an “Authorized Link”).  For example, www.wilshirew.com is the only Authorized Link to Wilshire West Financial Solutions, Inc.’s Web site.  “Home Page” means the introductory or main web page of a Web site, typically serving as a table of contents for the site.  No other link to any Wilshire West site is permitted without the express, prior written approval of Wilshire West.

    b.    You may not present an Authorized Link to any Wilshire West home page in a manner that suggests Wilshire West has any relationship or affiliation with your site or endorses your site, products or services.

    c.    Your site must not present false information about Wilshire West, its products or services.

    d.    You may not use any of Wilshire West’s names, logos, designs, slogans, trademarks or service marks or any other words or codes identifying any Wilshire West site in any “metatag” or other information used by search engines or other information location tools to identify and select sites, without Wilshire West’s express, prior written permission for a particular use.

    e.    Your site must not contain content that could be construed as distasteful, offensive or controversial.

    f.    Wilshire West prohibits unauthorized links to its Web sites and the framing of any information contained on its sites, or any portion of its sites, without the express, prior written approval of Wilshire West.  Furthermore, you may not archive, cache, or mirror any Wilshire West Web page or portions of a Web page.  Wilshire West reserves the right to disable any unauthorized links or frames.  Wilshire West hereby disclaims all liability for any material on other Web sites that may contain links to this Site.

    g.    If you would like to use, reprint, frame, or redistribute any content on any Wilshire West site other than as permitted herein, you must request permission from Wilshire West by writing to privacy@wilshirew.com Please include: (a) your name, e-mail address, and telephone number; (b) the name of your company; (c) the Web site address(es) where the proposed use will occur; and (d) specific details about the contemplated linking or framing activities, including the content or Web page(s) of this Web site which you would like to use.

  8. NO WARRANTIES.  THE SITE CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND FREEDOM FROM COMPUTER VIRUSES.  WILSHIRE WEST PERIODICALLY ADDS, CHANGES, IMPROVES OR UPDATES THE SITE CONTENT WITHOUT NOTICE.  WILSHIRE WEST HEREBY DISCLAIMS ALL LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE SITE CONTENT.  YOU ARE SOLELY RESPONSIBLE FOR, AND ASSUME ALL RISKS ASSOCIATED WITH, YOUR ACCESS, LINK TO AND USE OF THIS SITE AND THE SITE CONTENT.
  9. LIMITATION OF LIABILITY.  UNDER NO CIRCUMSTANCES SHALL WILSHIRE WEST BE LIABLE FOR ANY DAMAGES SUFFERED BY YOU OR ANY THIRD PARTY, INCLUDING, WITHOUT LIMITATION, ANY DIRECT OR INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY REPUTATIONAL DAMAGES, ANY LOST PROFITS, DAMAGES FOR BUSINESS INTERRUPTION, OR LOSS OF INFORMATION, PROGRAMS OR OTHER DATA) THAT RESULT FROM ACCESS TO, LINK TO, USE OF OR INABILITY TO USE THIS SITE OR DUE TO ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION THROUGH THE INTERNET, REGARDLESS OF THE THEORY OF LIBAILITY AND EVEN IF FORESSEABLE OR EVEN IF WILSHIRE WEST WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  10. PRIVACY. Protecting the privacy of our clients and users of our sites is important to Wilshire West. The Wilshire West Web Site Privacy Statement describes how we use and protect information you provide to us on our Site.
  11. SECURITY.  The security of information transmitted through the Internet can never be guaranteed.  Wilshire West hereby disclaims all liability for any interception or interruption of any communications through the Internet or for changes to or losses of data.  You are responsible for maintaining the security of any password, user ID, or other form of authentication involved in obtaining access to password protected or secure areas of Wilshire West sites.  In order to protect you and your data, Wilshire West may suspend your use of a client site, without notice, pending an investigation, if any breach of security is suspected.
  12. TRANSMISSION OF PERSONAL DATA.  You acknowledge and agree that by providing Wilshire West with any personal information through this Site, you consent to the transmission of such personal user information over international borders as necessary for processing in accordance with Wilshire West’s standard business practices and the Wilshire West Web Site Privacy Statement.
  13. ACCESS TO PASSWORD PROTECTED/SECURE AREAS.  Access to and use of password protected and/or secure areas of this Site are restricted to authorized users only.  Unauthorized access to such areas is prohibited and may lead to criminal prosecution.
  14. PROCEDURE FOR MAKING CLAIMS OF INTELLECTUAL PROPERTY INFRINGEMENT.  Notices of claimed copyright, trademark, patent or trade secret infringement on this Site should be directed to: Wilshire West 1 Inc 2100 Manchester Road Suite 615 Wheaton IL 60187
  15. INDEMNIFICATION.  You agree to indemnify, defend and hold Wilshire West and its officers, directors, agents and employees harmless, at your own expense, from any and all claims, demands, losses, costs and expenses (including, without limitation, reasonable attorneys’ fees), arising out of or in connection with your access, link to or use of this Site.
  16. JURISDICTION/GOVERNING LAW. These terms and conditions shall be governed and construed in accordance with the laws of the state of Illinois, USA, and applicable federal laws without regard to conflicts of law principles.  You agree that any and all proceedings relating to this Site and the subject matter contained herein shall be maintained in the courts of the state of Illinois or the federal district courts sitting in Illinois, which courts shall have exclusive jurisdiction for such purpose.